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What is a Principal Designer on a construction project?

April 28, 2021

C: Commercial Insurance

Construction projects typically require many different contractors and professionals - who ensures that everyone works together to manage safety risks? A Principal Designer is a person or company with responsibility for overseeing the pre-construction phase of a project so that health and safety risks are minimized.

What does hotel insurance cover?

April 22, 2021

C: Commercial Insurance

As the hospitality industry prepares to welcome back guests after the Covid-19 pandemic, many hoteliers have been making the most of their enforced downtime to reassess their business needs.

Returning to the office - 10 considerations for office owners

April 21, 2021

C: Commercial Insurance

Bringing your employees back into the office is likely to prompt a mixture of feelings: joy at being together again, excitement about future projects and anxiety about your responsibility to keep your people safe.

Buying Your First Commercial Property: The Definitive Guide

April 12, 2021

C: Commercial Insurance

Choosing the right home for your small business is one of the most exciting things a business owner can do, but it can be daunting. This key decision will have such an effect on the culture of your company and its perception by others that getting it right is a big responsibility. After all, if you’re looking to offer luxury spa treatments you might not want to be in a draughty unit on an out-of-the-way industrial estate! This definitive guide to buying commercial property will help you with this step in turning your business dreams into reality.

Winter car services to offer at your garage

April 1, 2021

C: Commercial Insurance

Shorter days and frosty mornings are the perfect time to encourage customers to get their car checked. Most garages will already be offering common services like MOTs and repairs, with some offering paint work and accident repairs, too. But are there other services you could promote during this season? Let’s take a look.

Mental health in the construction industry

March 25, 2021

C: Commercial Insurance

The construction industry is a hugely rewarding and varied place to work, and many business owners wouldn’t work anywhere else. However, with ever tighter deadlines, increasing demands from clients and economic uncertainty, it’s also one where the pressures can sometimes get too much.

5 tips for selling cars completely online

March 15, 2021

C: Commercial Insurance

The coronavirus pandemic has forced many businesses to transform the way they operate and the motor trade is no exception. With showrooms shut and more people preferring to shop online, car sales businesses have needed to focus on improving their digital offering.

How to become a gas safe engineer

March 10, 2021

C: Commercial Insurance

Becoming a gas safe engineer could open up a raft of new work opportunities while boosting your salary, especially with a shortage of engineers predicted to hit the industry in the next decade.

6 ways to prepare your rental properties for winter

March 5, 2021

C: Commercial Insurance

As winter sets in, landlords need to ensure that their rental properties are ready to stand up to the extreme weather conditions that can come with it. Wind, rain, snow and ice can cause all sorts of problems if you fail to prepare properties in the right way – as so many landlords have found out the hard way.

How to stay safe while working in other people’s homes

February 16, 2021

C: Commercial Insurance

For electricians, plumbers and the like, working often means going to other people’s homes. If you fit into the category of ‘in-home workers’, it’s important you understand the steps required to minimise the risk of you – or one of your employees – catching or spreading the virus.

What are NHS QR posters for the hospitality industry?

February 15, 2021

C: Commercial Insurance

With threats to force venues to close again there’s never been a more important time for everyone to play their part. One way is to display NHS QR posters in your venues to help stop the virus spreading. Read on to find out all you need to know about this important health information signage.

Motability: pros and cons for dealers

January 22, 2021

C: Commercial Insurance

Should your dealership take part in the Motability scheme? The government programme enables people with a disability to use their state benefits to lease a vehicle. What are the pros and cons for your business and how could it impact your motor trade insurance?

Top construction site risks and how to avoid them

January 18, 2021

C: Commercial Insurance

What are the most common risks on a construction site, what can you do to avoid them, and how can commercial insurance help when things go wrong?

How to promote your gym business after lockdown

January 8, 2021

C: Commercial Insurance

It’s fair to say that gyms have a lot on their plate to promote their facilities in the new normal. In this article, we offer up our advice on how to adjust accordingly to build a thriving business despite everything going on – and how having the right commercial insurance can help you do that.

8 ways hotels will change after COVID-19

December 16, 2020

C: Commercial Insurance

The hospitality industry has had to adapt to the new normal more than most or face never truly recovering from this unprecedented event. An event which has seen hotels in the UK forced to shut down for a period of months – unheard of before this all started back in December 2019.

5 hidden risks for motor trade businesses

December 8, 2020

C: Commercial Insurance

Motor trade insurance can protect against not just obvious risks but also those you might not even be aware of. Read our guide to these hidden risks so you can protect yourself, your staff and customers – forewarned is forearmed after all.

How to reduce risk in unoccupied business premises

November 25, 2020

C: Commercial Insurance

Even though restrictions have been lifted, many employees continue to do their jobs from the comfort of their own homes. But, when it comes to office buildings or commercial premises, the risk is still there – even though the people are not.

10 ways to add value to your second home

November 5, 2020

C: Home Insurance

Second homes are a smart way to have your cake and eat it – enjoying your own private bolthole while also gaining in value over time. Improving your property can also be a win-win, making it a nicer place to be while also boosting market value or rental potential.

Cyber risks for manufacturers

October 14, 2020

C: Commercial Insurance

As manufacturing processes become increasingly digitised, the sector faces a growing threat of cyberattacks. So what are the risks and how could cyber criminals exploit weakness in your systems? What action can you take to protect your business, from implementing security patches to taking out commercial insurance?

Major renovation projects that will transform your home

October 2, 2020

C: Home Insurance

Many of us have been spending a lot more time at home due to lockdown. Lots of people have also found themselves with more spare time as a result of being furloughed, having their hours reduced or not having to commute to and from the office. If you’re one of these people, you might have turned your attention to your humble abode and what you can do to make it better!

How do you get rid of an empty house smell?

October 1, 2020

C: Home Insurance

The good news is that there are many simple tricks for getting rid of that nasty empty house smell. Before we begin, though, it’s important to make sure that your unoccupied home is protected.

How to market your hair and beauty business online

September 23, 2020

C: Commercial Insurance

According to the hair and beauty trade body NHBF there are an estimated 43,000 hair and beauty businesses in the UK. Each one of these is at the very heart of its local community. Offering a much-needed space for friends to talk and unwind and get some well-deserved pampering. While these salons have higher business survival rates, compared to other sectors, many of them are small businesses and during turbulent times come under threat.

What are the key features in commercial insurance?

September 10, 2020

C: Commercial Insurance

From ice cream parlours to hair salons and garage repair shops, running your own business and being your own boss is a dream come true for many. However, with the rewards come challenges. One of which is choosing the right type of commercial insurance needed to protect yourself, your business and your employees. After all, as with businesses themselves, there’s no one-size-fits-all policy.

Health and safety issues for hairdressers

September 9, 2020

C: Commercial Insurance

A hair salon is a business that handles water, chemicals, electrical appliances, blades and cutting machines. What’s more, they’re open to members of the public. There are lots of health and safety issues to consider in a hair salon or barbershop, so let’s look at the main risks.

What’s the difference between sole traders and self-employed?

September 9, 2020

C: Commercial Insurance

Stepping out on your own can be thrilling and financially rewarding, but the risks are also higher. Commercial insurance is essential to ensure you don’t lose out if something happens that could be covered by insurance.

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