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Is your business underinsured?

May 13, 2020

If a building or business has been undervalued, the cost to the business owner can be enormous. If there is any difference in the valuation figure and the actual cost of repairs, it’s often up to the owner to make up the shortfall. Money that most business owners will not have lying around.

What is D&O insurance?

April 28, 2020

C: Commercial Insurance

As a senior manager, your mistakes can have costly consequences. There’s the potential to hurt employees, customers, shareholders, investors and other third parties.

Top 10 risks for plumbers

April 24, 2020

C: Commercial Insurance

Even with the best safety planning, working as a plumber comes with plenty of risks. Accidents do happen (that’s partly what commercial insurance is there for), but the best way to avoid them is to be aware of the potential dangers you face in the first place.

Petrol and diesel car ban explained

April 20, 2020

C: Commercial Insurance

Do you have questions about what the ban means to you? Here we explain the petrol and diesel car ban in more detail and how that might affect your motor trade insurance coverage in the future.

Questions to ask before starting an art collection

April 16, 2020

C: Home Insurance

Buying your first piece of art can be a daunting prospect. Which artist should you focus on? Is it better to buy something you like or something you feel would be a good investment for the future?

Building contractors’ top risks in 2020

April 15, 2020

C: Commercial Insurance

Every project comes with an element of risk. Whether that project involves building a shopping centre, constructing a bridge, or renovating a listed property, there is always going to be some kind of risk involved in getting the job done.

Common driving mistakes all fleet drivers make

April 14, 2020

C: Commercial Insurance

Even the best drivers can have off-days. All it takes is a buzzing phone on the seat next to you, poor road signage, or a sudden change in the weather conditions for a driver’s attention to be diverted away from the road. And as we know, it only takes a split second for an accident to happen.

How to care for antique jewellery

April 9, 2020

C: Home Insurance

Anyone who owns a piece of antique jewellery knows how special it is. Unlike newer mass-produced jewellery, antique jewellery has a story behind it, it has history, it’s romantic, and items have often been passed down through generations of a family. It is also highly collectable.

How to create the best test drive experience for your customers

April 6, 2020

C: Commercial Insurance

Perhaps you haven’t given the test drive experience much thought before? There’s more to it than just handing over the keys, you know…
So, let’s look at the ways you can optimise your test drive experience and rise above the competition.

7 cybercrime stats every business owner should read

April 6, 2020

C: Commercial Insurance

Cyberattacks are more common than many businesses realise and the threat posed by hackers is growing year on year. With 98% of UK businesses now dependent on online services, being forced offline for any period of time can prove extremely costly.

Which cars are most likely to fail their first MOT?

April 6, 2020

C: Commercial Insurance

A new car is more likely to pass its MOT first time than an older vehicle, right? It sounds like a logical assumption, but it’s not always the case.

9 common nursing home hazards

February 11, 2020

C: Commercial Insurance

This is a guide for anyone working in a health and social care capacity to understand those potential risks and suggest ways to reduce them.

Food safety tips for pubs

February 10, 2020

C: Commercial Insurance

As far as culinary errors go, poor food hygiene in a pub that serves food is surely one of the worst. Whether you are serving traditional pub grub or offering customers more of a gastropub experience, the kitchen is at the heart of your business so it needs to operate efficiently and profitably.

Are click-to-buy schemes the future of buying cars?

February 4, 2020

C: Commercial Insurance

There was a time when buying and selling a car was simple. Customers would head down to their local car dealership, have a look at the cars on the forecourt, take one for a test drive, and (if they liked it) buy it. Easy.

How much rent should you charge?

February 3, 2020

C: Home Insurance

If you’re a landlord, it’s understandable that you want to make money from your investment, but knowing what level to set the rent can be tricky. You don’t want to be a greedy landlord, but you also don’t want to be too generous either. It’s a fine line you need to tread.

7 beauty salon risks

January 30, 2020

C: Commercial Insurance

The primary goal of any beauty salon is to offer customers a sanctuary from which to escape the realities of daily life. This is a place to pamper and be pampered, where beauty salon owners can make their customers feel truly special and clients can take some time out.

What is Small Business Saturday?

January 28, 2020

C: Commercial Insurance

You’ll have heard of Black Friday and Cyber Monday, with all their special deals and offers (sometimes not as special as you think). But have you heard of Small Business Saturday?

5 ways to engage with your customers

January 20, 2020

C: Commercial Insurance

Here are five ways you can better engage with your customer base (without being annoying) and get your motor trade business on the road to success.

Electrical safety – what are landlords responsible for?

January 16, 2020

C: Commercial Insurance

Landlords are responsible for electrical safety in their properties, but there can be confusion surrounding landlords’ obligations in this area.

How to use Instagram for your hotel marketing

January 14, 2020

C: Commercial Insurance

Hotels and Instagram go hand in hand. The visual social media platform is one of the best ways to showcase everything your hotel has to offer, with millions of active users just a click away.

How to deal with rogue customers

January 13, 2020

C: Commercial Insurance

The media loves a rogue trader story – from doorstep scammers to botch-job builders, we’ve heard them all. But what about the rogue customers stories? Why don’t we hear more of them?

What is an accidental landlord?

January 10, 2020

C: Commercial Insurance

Not every landlord planned to manage a property. Some homeowners find themselves with no other option but to rent their home because they are struggling to sell it.

How to employ an apprentice

January 9, 2020

C: Commercial Insurance

By taking on an apprentice, you'll be doing yourself, your community and your sector a favour. And with government funding and support, the process should be neither as complicated nor as costly as you might think. Read on for our guide to taking on an apprentice and why you should make sure that all your employees and their work are properly covered by commercial insurance.

What are the top risks in a vehicle repair workshop?

January 8, 2020

C: Commercial Insurance

We all know that certain jobs are riskier than others. Firefighters, police officers, tree surgeons or high-rise window cleaners may be among the first professions that spring to mind – not a vehicle repair technician.

The best UK property investment locations for 2020

January 7, 2020

C: Home Insurance

All property investors are keen to see what 2020 holds. But before we look to the year ahead, we need to take time to reflect on the current market. 2019 has revolved heavily around Brexit. Britain’s planned withdrawal from the EU has dominated the media for months and has had a major impact on the property market.

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