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What are the key features in commercial insurance?

September 10, 2020

From ice cream parlours to hair salons and garage repair shops, running your own business and being your own boss is a dream come true for many. However, with the rewards come challenges. One of which is choosing the right type of commercial insurance needed to protect yourself, your business and your employees. After all, as with businesses themselves, there’s no one-size-fits-all policy.

Health and safety issues for hairdressers

September 9, 2020

C: Commercial Insurance

A hair salon is a business that handles water, chemicals, electrical appliances, blades and cutting machines. What’s more, they’re open to members of the public. There are lots of health and safety issues to consider in a hair salon or barbershop, so let’s look at the main risks.

What’s the difference between sole traders and self-employed?

September 9, 2020

C: Commercial Insurance

Stepping out on your own can be thrilling and financially rewarding, but the risks are also higher. Commercial insurance is essential to ensure you don’t lose out if something happens that could be covered by insurance.

What is accidental damage?

July 30, 2020

C: Commercial Insurance

As a landlord, it doesn’t matter how many properties you have in your portfolio, you want to make sure every single one is protected. After all, each property – whether a single occupancy house or apartment, HMO or commercial building – represents a significant and valuable asset.

How to make guests feel welcome at your holiday home

July 29, 2020

C: Home Insurance

Your holiday home should be exactly that – a home-from-home for happy holidaymakers. The more welcome they feel, the more likely they are to return year after year and recommend your holiday home to their friends.

What are food hygiene ratings?

July 24, 2020

C: Commercial Insurance

If you’re a food business, the Food Hygiene Rating Scheme should be a big deal. With more than two thirds (68%) of consumers choosing where they will buy food from based on a venue’s food hygiene rating, getting a high score is clearly a major factor in building a successful business.

How to promote your car dealership with social media

July 22, 2020

C: Commercial Insurance

Social media can be much more than just an online marketplace for your vehicles. It allows you to converse with your customers and showcase your company in creative, engaging ways.

7 car valeting hazards to avoid

July 22, 2020

C: Commercial Insurance

It’s the stuff of nightmares – a customer trusts you with their beloved car and it ends up with a big scratch while in your care. No valet wants to have to explain that one to the owner or pay to sort out the damage.

Should you allow dogs at your holiday home?

July 6, 2020

C: Home Insurance

Allowing dogs to stay in your holiday home can be a real marketing advantage, widening your accommodation to more people. On the other hand, dogs bring mud, smells, and hair with them and they can cause damage and hassle.

Are you ready to re-open for business?

July 2, 2020

C: Commercial Insurance

Here at Insurance Choice, we’ve been keeping a close eye on government guidelines in anticipation of the gradual easing of lockdown. As most of England anticipate the opening of pubs and restaurants again on Saturday (4th July), we’ve prepared some top tips for ensuring your business is safe to re-open when you choose.

Is your business underinsured?

May 13, 2020

C: Commercial Insurance

If a building or business has been undervalued, the cost to the business owner can be enormous. If there is any difference in the valuation figure and the actual cost of repairs, it’s often up to the owner to make up the shortfall. Money that most business owners will not have lying around.

What is D&O insurance?

April 28, 2020

C: Commercial Insurance

As a senior manager, your mistakes can have costly consequences. There’s the potential to hurt employees, customers, shareholders, investors and other third parties.

Top 10 risks for plumbers

April 24, 2020

C: Commercial Insurance

Even with the best safety planning, working as a plumber comes with plenty of risks. Accidents do happen (that’s partly what commercial insurance is there for), but the best way to avoid them is to be aware of the potential dangers you face in the first place.

Petrol and diesel car ban explained

April 20, 2020

C: Commercial Insurance

Do you have questions about what the ban means to you? Here we explain the petrol and diesel car ban in more detail and how that might affect your motor trade insurance coverage in the future.

Questions to ask before starting an art collection

April 16, 2020

C: Home Insurance

Buying your first piece of art can be a daunting prospect. Which artist should you focus on? Is it better to buy something you like or something you feel would be a good investment for the future?

Building contractors’ top risks in 2020

April 15, 2020

C: Commercial Insurance

Every project comes with an element of risk. Whether that project involves building a shopping centre, constructing a bridge, or renovating a listed property, there is always going to be some kind of risk involved in getting the job done.

Common driving mistakes all fleet drivers make

April 14, 2020

C: Commercial Insurance

Even the best drivers can have off-days. All it takes is a buzzing phone on the seat next to you, poor road signage, or a sudden change in the weather conditions for a driver’s attention to be diverted away from the road. And as we know, it only takes a split second for an accident to happen.

How to care for antique jewellery

April 9, 2020

C: Home Insurance

Anyone who owns a piece of antique jewellery knows how special it is. Unlike newer mass-produced jewellery, antique jewellery has a story behind it, it has history, it’s romantic, and items have often been passed down through generations of a family. It is also highly collectable.

How to create the best test drive experience for your customers

April 6, 2020

C: Commercial Insurance

Perhaps you haven’t given the test drive experience much thought before? There’s more to it than just handing over the keys, you know…
So, let’s look at the ways you can optimise your test drive experience and rise above the competition.

7 cybercrime stats every business owner should read

April 6, 2020

C: Commercial Insurance

Cyberattacks are more common than many businesses realise and the threat posed by hackers is growing year on year. With 98% of UK businesses now dependent on online services, being forced offline for any period of time can prove extremely costly.

Which cars are most likely to fail their first MOT?

April 6, 2020

C: Commercial Insurance

A new car is more likely to pass its MOT first time than an older vehicle, right? It sounds like a logical assumption, but it’s not always the case.

9 common nursing home hazards

February 11, 2020

C: Commercial Insurance

This is a guide for anyone working in a health and social care capacity to understand those potential risks and suggest ways to reduce them.

Food safety tips for pubs

February 10, 2020

C: Commercial Insurance

As far as culinary errors go, poor food hygiene in a pub that serves food is surely one of the worst. Whether you are serving traditional pub grub or offering customers more of a gastropub experience, the kitchen is at the heart of your business so it needs to operate efficiently and profitably.

Are click-to-buy schemes the future of buying cars?

February 4, 2020

C: Commercial Insurance

There was a time when buying and selling a car was simple. Customers would head down to their local car dealership, have a look at the cars on the forecourt, take one for a test drive, and (if they liked it) buy it. Easy.

How much rent should you charge?

February 3, 2020

C: Home Insurance

If you’re a landlord, it’s understandable that you want to make money from your investment, but knowing what level to set the rent can be tricky. You don’t want to be a greedy landlord, but you also don’t want to be too generous either. It’s a fine line you need to tread.

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