Blog

Employers’ liability insurance is a commercial insurance that virtually all companies must take out. It is a legal requirement for most businesses in the UK that employ at least one person.

When do you need motor trade insurance?

September 11, 2019

If you have a business that requires you or your staff to handle or drive customers’ vehicles – or even your own vehicles – you will require a comprehensive form of insurance to protect your company against any legal claims for accidents and mishaps that occur on-site or off-site.

Top 5 tips for starting a vehicle valet service

September 11, 2019

Even though you might think that a car washing business would be an easy one to create, there are actually a number of obstacles you have to think about first. Remember there are car dealers, mechanics and other businesses operating in the industry that can offer the same service. It’s definitely a competitive business to get into and the key is finding a way to deliver an excellent service while keeping profits rolling in.

Can you go on holiday abroad if you're on dialysis?

September 10, 2019

Holidays are a chance for us to escape the everyday, relax and unwind. Taking time out is important for our health and wellbeing – but if you suffer from kidney disease and are on dialysis, you might be concerned about the implications it has on travelling abroad.

The variety of excursions available on a cruise ship holiday

September 10, 2019

When it comes to modern cruise holidays, the ships are just the start. Holiday makers have much more to choose from than just the on-board pool decks and entertainment lounges. Most cruise lines now offer a whole host of shore excursions, too, meaning your holiday is so much more than just a cruise. From hot air ballooning to cultural sight-seeing trips, excursions are just another reason why cruising is becoming a top choice for so many travellers.

How will Brexit affect the motor trade industry?

September 10, 2019

If you own a motor trade business, then depending on your trade, you’ve probably had Brexit on your mind. You may have even started to think of ways in which you can protect and future-proof your company, depending on the outcome.

Why should you consider adding a hot tub to your holiday home?

September 9, 2019

Having a holiday home is one of life’s little luxuries and if you’re blessed enough to own a little safe haven that you can escape to for the weekend, then having a hot tub is an amazing addition.

Getting the correct vaccinations and taking your medicine abroad

September 9, 2019

Holidays are meant to be enjoyed to the full, free of any worries about becoming unwell while you’re away from home. While you undoubtedly need luck to be on your side, you also need to take precautions to ensure you don’t get struck down with a serious illness or disease during your travels.

The pitfalls of building a home out of timber

September 9, 2019

For many years, stone, bricks and blocks were the staple materials of house building. They still are. However, timber-framed buildings are soaring in popularity, as a recent MTW report revealed – and for good reason.

Are you insured if your business suffers an interruption?

September 6, 2019

Business interruption is a major risk factor for businesses, with a severe disruption event able to significantly damage revenues, stock prices, customer retention and growth.

Booking the right cabin for your cruise holiday

September 6, 2019

Booking your next adventure on a cruise ship is an exciting experience. There’s nothing better than deciding on your route, booking your shore excursions and choosing your cabin.

Airbnb regulations for renting out your holiday home to guests

September 6, 2019

These days, a trip away isn’t a trip until the Airbnb is searched for, paid for and fully booked. But, with short term lets becoming a much more popular option for modern travellers, what kinds of things do you need to know before throwing open your holiday home doors?

Top tips for travelling for work abroad

September 5, 2019

Travelling for work abroad can be one of the major perks of the job and a really exciting adventure. Whether you’re off to meet a client overseas, have a big event to attend, or are just working from a different office for the week, travelling for work is a great experience. Once you’ve got the essentials covered, like business travel insurance, flights and hotel, there are still a few essential tips that you’ll need to follow when travelling for work.

Does bankruptcy affect home insurance?

September 5, 2019

Declaring yourself bankrupt can have serious implications for many aspects of your life – aspects you wouldn’t necessarily expect, including things like home insurance.

How many homes are sitting empty in the UK?

September 5, 2019

Did you know that there are now more than 216,000 homes sitting empty across England? According to figures from the Ministry of Housing, Communities and Local Government cited by the Guardian, that’s the highest level since 2012.

How to maintain your holiday home

September 4, 2019

Are you among the one in ten – or 5.2 million – UK adults who own a second home? Research from thinktank Resolution Foundation, cited by the Guardian, shows that the number of adults owning multiple properties increased by 30% between 2000 and 2014.

What do you need to consider travelling abroad with cancer?

September 4, 2019

A cancer diagnosis can come as a real shock, but life doesn’t have to stop. Many people with cancer lead full and active lives – including going on holiday abroad.

What are the rules and laws for starting in the motor industry?

September 4, 2019

Starting out in any industry is a bold move, and one that can reap huge rewards both for your finances and your own personal job satisfaction. If you’ve got a passion for cars and the skills to sell, mend, drive or otherwise spend your days dedicated to automotives, launching a business in the motor industry could be extremely lucrative and rewarding for you.

How do I prepare for an overseas business trip?

September 3, 2019

We all know the importance of good preparation before we travel. Family holidays often involve triple checking passports, hotel and car rental bookings, boarding passes and that all the children are in tow (avoiding a real-life Home Alone moment). But what about when we’re travelling for business? Do you need to make all your reservations, or will someone take care of that for you? Do you need some extra items you don’t normally take on a leisurely break?

How can you remove a County Court Judgement?

September 3, 2019

Countries survive on it. So do organisations. Debt is a part of practically everyone’s life and, as individuals, we are all, to a greater or lesser extent, debtors. It’s very unusual for someone to enjoy all the trappings of modern life, including cars, homes and other necessities, without borrowing money at some point to finance these things.

Where are the hotspots for subsidence risk homes?

September 3, 2019

Last summer, British insurers announced that claims on home insurance reached their highest level for 12 years after a very large rise in subsidence due to dry weather.

The first residential cruise ship

September 2, 2019

Have you ever dreamed of owning a luxury home in a fabulous holiday destination? Or sailing around the world from the comfort of your own private yacht? Both options sound idyllic but the reality may not live up to your expectations.

Our top tips for a safe winter sports holiday

September 2, 2019

Breath-taking views, crisp mountain air and all the fun that comes with après ski. There’s a lot to love about a winter sports holiday. And let’s not forget the thrill and adrenaline rush of whizzing down the slopes all day, every day.

What to do if your home is permanently unoccupied

September 2, 2019