Subsidence is a pretty common phenomenon around the UK, due to its climate, with variable rainfall and a mix of warm and cool weather. Many homeowners face severe financial consequences if their properties are affected by subsidence or heave.
We all need a holiday sometimes. Whether it’s to relax completely by a sunny poolside, explore new surroundings, or just spend precious time with loved ones, holidays have an amazing ability to make us feel refreshed and energized. In fact, studies have proven that experiences like holidays have a much longer-lasting effect on our happiness than buying material things.
It’s easy to see the attraction of buying a second home overseas. It gives you a place to enjoy summer in the sunshine, bask in a better work-life balance and invest your hard-earned cash. With a host of low-cost airlines to choose from and more routes on offer than ever before, giving into temptation is now a financially attractive option, too.
From sunny summer holidays lying under palm trees to embracing the chilly depths of a gorgeously glacial landscape, one person's idea of the best holiday destination in the world can differ hugely from another’s. Ask yourself this? Do you like relaxing by the beach, lounging in a poolside villa, exploring the cultural sights on a city break or feeling the chill on a sporty, ski holiday? Or do you want to experience all of the above?
We’ve all seen TV programmes and stories in the media about unusual buildings – places which stand out from the ordinary because of their design, location, age or construction materials. Usually, these stories dwell on appearance and idiosyncratic features but they don’t always drill down into the details of what constitutes a ‘non-standard’ construction for the purposes of insurance.
There’s a lot to think about when planning a cruise. Where do you want to go? How long will you go for? What time of year is best? And that’s before you’ve considered things like what kind of cabin to book, which clothes to take, the tipping etiquette, and how many excursions to do.
Timber-framed houses appear to be an attractive option to many buyers these days. In fact, these types of property have always been popular but not all insurers will be showering you with offers to provide your property with the non-standard home insurance it requires.
Whether your property is empty awaiting a sale, refurbishment, probate or it’s simply vacant for large periods of the year due to it being your family’s summer holiday home, it’s important that you protect your investment.
When it comes down to it, insurance of any kind is about covering unpredictable events. It’s about being able to financially mitigate the consequences of an unpleasant incident or event. Even if pain or inconvenience is caused, the inevitable costs can, at the very least, be covered by previous financial provisions put in place.
There are many reasons why you might be thinking about investing in commercial property. Perhaps you’re a landlord who has so far specialised in residential lettings, but want to diversify your portfolio. Maybe you’re looking for a space to house your small business, or perhaps you’re simply thinking about new ways to invest your money.
For many people, it’s a dream come true to own a holiday home. But you don’t want that dream to turn into a nightmare if something was to go wrong and you’ve failed to get adequate home insurance cover.
Are you looking for your next big trip away? According to Booking.com, nearly half of global travellers (45%) are trying to be more adventurous when choosing their next holiday destination. And those numbers rise to 58 per cent for ambitious millennials. With technology all around and travellers desperate to get their hands on untouched – and un-Instagrammed – destinations, more and more hidden gems are becoming uncovered.
Spending the November and December months in Europe makes for a truly unforgettable experience. Magnificent architecture comes alive with the festive décor and tranquil town squares are transformed into fairytale-esque German Christmas Markets scenes.
Technology has evolved in the past few years and has aided us explorers to get the most from travelling; whether it’s making local information more accessible, or providing a whole library of hand-picked great reads to get lost in whilst you set sail on the adventure of a lifetime. There is bound to be the technology and applications to make your trip truly unforgettable.