Blog

On paper, a rental property might not appear the best investment. A crackdown on stamp duty on investment properties, an income tax raid on rent and a stall in house prices has made property investment a less attractive prospect than in previous years.

Top 5 Tips For Travelling Safely With A Medical Condition

June 16, 2019

We all need a holiday from time to time. Holidays are the perfect way to escape from the norm, enjoy a change of scenery and spend time with friends and family. They let you do as little or as much as possible. Whether you’re relaxing on a beach or trying out the latest high-octane adventure sport, travelling is good for the mind, body and soul.

How many people travel abroad without the right cover?

June 15, 2019

When planning for a holiday, getting travel insurance is often the last thing on your mind. Why spend your time thinking about insurance when you could be making other more exciting holiday decisions, such as where to go while you’re away and what to pack?

Where Are The Best Destinations Abroad To Buy A Holiday Home?

June 15, 2019

Do you long for blue skies, breath-taking views and a simpler way of life? Well, who doesn’t?

Brits have been besotted with the idea of owning a holiday home overseas for some time. Why stay in the UK with its unpredictable weather, high cost of living and political uncertainty?

Looking for a holiday home abroad has become a popular pastime for many Brits. So where are the most in-demand locations for property hunters?

How Do I Spot The Signs That My Home Is At Risk Of Subsidence?

June 12, 2019

Subsidence is a pretty common phenomenon around the UK, due to its climate, with variable rainfall and a mix of warm and cool weather. Many homeowners face severe financial consequences if their properties are affected by subsidence or heave.

Our 7 tips for travelling abroad with a pre-existing medical condition

June 6, 2019

We all need a holiday sometimes. Whether it’s to relax completely by a sunny poolside, explore new surroundings, or just spend precious time with loved ones, holidays have an amazing ability to make us feel refreshed and energized. In fact, studies have proven that experiences like holidays have a much longer-lasting effect on our happiness than buying material things.

Can I Insure My Home If It's Left Unoccupied?

June 6, 2019

It may come as a surprise to some homeowners that some standard home insurance does not cover a house if it is left unoccupied for more than 30 days.

It may also come as a surprise how many empty properties there are in the UK. According to data from the Ministry of Housing, Communities and Local Government, the number of empty properties in England is more than 216,000 – the highest level since 2012. It’s a similar situation across the UK – researchers from the University College London (UCL) revealed that nearly 340,000 of homes in Britain are rarely used.

But with all these homes standing empty across the UK, how many are properly insured?

What are the top destinations for holiday homes?

June 6, 2019

It’s easy to see the attraction of buying a second home overseas. It gives you a place to enjoy summer in the sunshine, bask in a better work-life balance and invest your hard-earned cash. With a host of low-cost airlines to choose from and more routes on offer than ever before, giving into temptation is now a financially attractive option, too.

What Are The Most Popular Holiday Destinations In The World?

June 4, 2019

From sunny summer holidays lying under palm trees to embracing the chilly depths of a gorgeously glacial landscape, one person's idea of the best holiday destination in the world can differ hugely from another’s. Ask yourself this? Do you like relaxing by the beach, lounging in a poolside villa, exploring the cultural sights on a city break or feeling the chill on a sporty, ski holiday? Or do you want to experience all of the above?

Top tips for new landlords

June 3, 2019

There’s strong demand for rental property here in the UK, meaning now could be a great time to take your first steps into the buy-to-let market and become a landlord or landlady.

What Is A Non-Standard Property And Should I Consider Buying One?

June 3, 2019

We’ve all seen TV programmes and stories in the media about unusual buildings – places which stand out from the ordinary because of their design, location, age or construction materials. Usually, these stories dwell on appearance and idiosyncratic features but they don’t always drill down into the details of what constitutes a ‘non-standard’ construction for the purposes of insurance.

Pro's And Cons of Owning A Holiday Home

June 2, 2019

If you can afford to buy a holiday home, should you take the plunge? That’s not a question you should take lightly, with a number of pros and cons to weigh up first before you make your decision.

10 things you should know before going on a cruise

May 29, 2019

There’s a lot to think about when planning a cruise. Where do you want to go? How long will you go for? What time of year is best? And that’s before you’ve considered things like what kind of cabin to book, which clothes to take, the tipping etiquette, and how many excursions to do.

Are timber-framed house more to insure?

May 29, 2019

Timber-framed houses appear to be an attractive option to many buyers these days. In fact, these types of property have always been popular but not all insurers will be showering you with offers to provide your property with the non-standard home insurance it requires.

Top tips for starting your own beauty salon

May 24, 2019

If you’re working as a beauty therapist and want to take your next step in the industry, you may be thinking about opening your own beauty salon.

Do I need to get specialist insurance if my home is unoccupied?

May 23, 2019

Whether your property is empty awaiting a sale, refurbishment, probate or it’s simply vacant for large periods of the year due to it being your family’s summer holiday home, it’s important that you protect your investment.

What Medical Conditions Affect Travel Insurance?

May 21, 2019

When it comes down to it, insurance of any kind is about covering unpredictable events. It’s about being able to financially mitigate the consequences of an unpleasant incident or event. Even if pain or inconvenience is caused, the inevitable costs can, at the very least, be covered by previous financial provisions put in place.

Are commercial properties a good investment opportunity?

May 19, 2019

There are many reasons why you might be thinking about investing in commercial property. Perhaps you’re a landlord who has so far specialised in residential lettings, but want to diversify your portfolio. Maybe you’re looking for a space to house your small business, or perhaps you’re simply thinking about new ways to invest your money.

What insurance do I need for a holiday home?

May 17, 2019

For many people, it’s a dream come true to own a holiday home. But you don’t want that dream to turn into a nightmare if something was to go wrong and you’ve failed to get adequate home insurance cover.

What are the Top Holiday Destinations in 2019?

May 15, 2019

Are you looking for your next big trip away? According to Booking.com, nearly half of global travellers (45%) are trying to be more adventurous when choosing their next holiday destination. And those numbers rise to 58 per cent for ambitious millennials. With technology all around and travellers desperate to get their hands on untouched – and un-Instagrammed – destinations, more and more hidden gems are becoming uncovered.

Insurance Choice scoops ‘Best Travel Insurance Provider’ at Insurance Choice Awards

March 31, 2019

We are delighted at being named ‘Best Travel Insurance Provider’ at the 2018 Insurance Choice Awards.

German Christmas Markets

March 31, 2019

Spending the November and December months in Europe makes for a truly unforgettable experience. Magnificent architecture comes alive with the festive décor and tranquil town squares are transformed into fairytale-esque German Christmas Markets scenes.

Our Top Tech to aid your adventure

March 31, 2019