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Can I Insure My Home If It's Left Unoccupied?

June 6, 2019

It may come as a surprise to some homeowners that some standard home insurance does not cover a house if it is left unoccupied for more than 30 days.

It may also come as a surprise how many empty properties there are in the UK. According to data from the Ministry of Housing, Communities and Local Government, the number of empty properties in England is more than 216,000 – the highest level since 2012. It’s a similar situation across the UK – researchers from the University College London (UCL) revealed that nearly 340,000 of homes in Britain are rarely used.

But with all these homes standing empty across the UK, how many are properly insured?

What are the top destinations for holiday homes?

June 6, 2019

C: Home Insurance

It’s easy to see the attraction of buying a second home overseas. It gives you a place to enjoy summer in the sunshine, bask in a better work-life balance and invest your hard-earned cash. With a host of low-cost airlines to choose from and more routes on offer than ever before, giving into temptation is now a financially attractive option, too.

What Are The Most Popular Holiday Destinations In The World?

June 4, 2019

C: Travel Insurance

From sunny summer holidays lying under palm trees to embracing the chilly depths of a gorgeously glacial landscape, one person's idea of the best holiday destination in the world can differ hugely from another’s. Ask yourself this? Do you like relaxing by the beach, lounging in a poolside villa, exploring the cultural sights on a city break or feeling the chill on a sporty, ski holiday? Or do you want to experience all of the above?

Top tips for new landlords

June 3, 2019

C: Commercial Insurance

There’s strong demand for rental property here in the UK, meaning now could be a great time to take your first steps into the buy-to-let market and become a landlord or landlady.

What Is A Non-Standard Property And Should I Consider Buying One?

June 3, 2019

C: Home Insurance

We’ve all seen TV programmes and stories in the media about unusual buildings – places which stand out from the ordinary because of their design, location, age or construction materials. Usually, these stories dwell on appearance and idiosyncratic features but they don’t always drill down into the details of what constitutes a ‘non-standard’ construction for the purposes of insurance.

Pro's And Cons of Owning A Holiday Home

June 2, 2019

C: Home Insurance

If you can afford to buy a holiday home, should you take the plunge? That’s not a question you should take lightly, with a number of pros and cons to weigh up first before you make your decision.

10 things you should know before going on a cruise

May 29, 2019

C: Travel Insurance

There’s a lot to think about when planning a cruise. Where do you want to go? How long will you go for? What time of year is best? And that’s before you’ve considered things like what kind of cabin to book, which clothes to take, the tipping etiquette, and how many excursions to do.

Are timber-framed house more to insure?

May 29, 2019

C: Home Insurance

Timber-framed houses appear to be an attractive option to many buyers these days. In fact, these types of property have always been popular but not all insurers will be showering you with offers to provide your property with the non-standard home insurance it requires.

Top tips for starting your own beauty salon

May 24, 2019

C: Commercial Insurance

If you’re working as a beauty therapist and want to take your next step in the industry, you may be thinking about opening your own beauty salon.

Do I need to get specialist insurance if my home is unoccupied?

May 23, 2019

C: Home Insurance

Whether your property is empty awaiting a sale, refurbishment, probate or it’s simply vacant for large periods of the year due to it being your family’s summer holiday home, it’s important that you protect your investment.

What Medical Conditions Affect Travel Insurance?

May 21, 2019

C: Travel Insurance

When it comes down to it, insurance of any kind is about covering unpredictable events. It’s about being able to financially mitigate the consequences of an unpleasant incident or event. Even if pain or inconvenience is caused, the inevitable costs can, at the very least, be covered by previous financial provisions put in place.

Are commercial properties a good investment opportunity?

May 19, 2019

C: Commercial Insurance

There are many reasons why you might be thinking about investing in commercial property. Perhaps you’re a landlord who has so far specialised in residential lettings, but want to diversify your portfolio. Maybe you’re looking for a space to house your small business, or perhaps you’re simply thinking about new ways to invest your money.

What insurance do I need for a holiday home?

May 17, 2019

C: Home Insurance

For many people, it’s a dream come true to own a holiday home. But you don’t want that dream to turn into a nightmare if something was to go wrong and you’ve failed to get adequate home insurance cover.

What are the Top Holiday Destinations in 2019?

May 15, 2019

C: Travel Insurance

Are you looking for your next big trip away? According to Booking.com, nearly half of global travellers (45%) are trying to be more adventurous when choosing their next holiday destination. And those numbers rise to 58 per cent for ambitious millennials. With technology all around and travellers desperate to get their hands on untouched – and un-Instagrammed – destinations, more and more hidden gems are becoming uncovered.

Insurance Choice scoops ‘Best Travel Insurance Provider’ at Insurance Choice Awards

March 31, 2019

C: Travel Insurance

We are delighted at being named ‘Best Travel Insurance Provider’ at the 2018 Insurance Choice Awards.

German Christmas Markets

March 31, 2019

C: Travel Insurance

Spending the November and December months in Europe makes for a truly unforgettable experience. Magnificent architecture comes alive with the festive décor and tranquil town squares are transformed into fairytale-esque German Christmas Markets scenes.

Our Top Tech to aid your adventure

March 31, 2019

C: Travel Insurance

Technology has evolved in the past few years and has aided us explorers to get the most from travelling; whether it’s making local information more accessible, or providing a whole library of hand-picked great reads to get lost in whilst you set sail on the adventure of a lifetime. There is bound to be the technology and applications to make your trip truly unforgettable.

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