Blog | Home Insurance

What is a credit report and how do I check it?

October 12, 2021

When someone offers you or your business credit, they’re taking a risk that you will not repay the money. A credit report is a way of quantifying the risk you represent, allowing lenders to decide whether to lend and how much interest to charge.

10 ways to add value to your second home

November 5, 2020

C: Home Insurance

Second homes are a smart way to have your cake and eat it – enjoying your own private bolthole while also gaining in value over time. Improving your property can also be a win-win, making it a nicer place to be while also boosting market value or rental potential.

Major renovation projects that will transform your home

October 2, 2020

C: Home Insurance

Many of us have been spending a lot more time at home due to lockdown. Lots of people have also found themselves with more spare time as a result of being furloughed, having their hours reduced or not having to commute to and from the office. If you’re one of these people, you might have turned your attention to your humble abode and what you can do to make it better!

How do you get rid of an empty house smell?

October 1, 2020

C: Home Insurance

The good news is that there are many simple tricks for getting rid of that nasty empty house smell. Before we begin, though, it’s important to make sure that your unoccupied home is protected.

How to make guests feel welcome at your holiday home

July 29, 2020

C: Home Insurance

Your holiday home should be exactly that – a home-from-home for happy holidaymakers. The more welcome they feel, the more likely they are to return year after year and recommend your holiday home to their friends.

Should you allow dogs at your holiday home?

July 6, 2020

C: Home Insurance

Allowing dogs to stay in your holiday home can be a real marketing advantage, widening your accommodation to more people. On the other hand, dogs bring mud, smells, and hair with them and they can cause damage and hassle.

Questions to ask before starting an art collection

April 16, 2020

C: Home Insurance

Buying your first piece of art can be a daunting prospect. Which artist should you focus on? Is it better to buy something you like or something you feel would be a good investment for the future?

How to care for antique jewellery

April 9, 2020

C: Home Insurance

Anyone who owns a piece of antique jewellery knows how special it is. Unlike newer mass-produced jewellery, antique jewellery has a story behind it, it has history, it’s romantic, and items have often been passed down through generations of a family. It is also highly collectable.

How much rent should you charge?

February 3, 2020

C: Home Insurance

If you’re a landlord, it’s understandable that you want to make money from your investment, but knowing what level to set the rent can be tricky. You don’t want to be a greedy landlord, but you also don’t want to be too generous either. It’s a fine line you need to tread.

The best UK property investment locations for 2020

January 7, 2020

C: Home Insurance

All property investors are keen to see what 2020 holds. But before we look to the year ahead, we need to take time to reflect on the current market. 2019 has revolved heavily around Brexit. Britain’s planned withdrawal from the EU has dominated the media for months and has had a major impact on the property market.

Investing in watches – what to look out for

December 17, 2019

C: Home Insurance

If you’re thinking about starting your own watch collection – of either vintage or new timepieces – you need to know what to look for in terms of brand, condition and age.

The best coastal destinations in the UK for holiday homes

November 26, 2019

C: Home Insurance

Perhaps you crave a little bolthole away from the hustle and bustle of the city life? Or maybe you already live in a coastal town or village and you want to make the most of the beautiful setting with a holiday home investment?

How has architecture evolved over the generations?

November 25, 2019

C: Home Insurance

Architecture has always been driven by humans’ requirements. The need for shelter, security and sanctuary. Today, architecture is also about the need for comfort, modernity, elegance, technology and its ability to capture and reflect the spirit of the time.

What alternatives are there to holiday homes?

November 21, 2019

C: Home Insurance

We’re big fans of holidays, too, so take a look at some of the best holiday home alternatives and consider your options – we’re here to help!

How to protect your property if you live in a flood risk area

November 19, 2019

C: Home Insurance

The UK is renowned for its rain. We get plenty of it and love to talk about it. But as climate change brings more extremes in our weather, we’re not just dealing with rainy days. There’s also an increased risk of flooding in the UK. And if you live in a flood risk area, this can be a real worry -– both emotionally and financially.

Maintaining and repairing a thatched roof

November 15, 2019

C: Home Insurance

Dating back to the Bronze Age, thatched roofs are a quintessential part of the English rural landscape. These roofs may have been around for centuries, but they haven’t always been adored.

What is a listed building?

November 12, 2019

C: Home Insurance

A listed building could be anything from a grand manor house to a tiny cottage. Size isn’t the defining factor, instead it’s whether a building has enough historical significance or architectural merit to make it of national importance.

The best inland destinations in the UK for holiday homes

November 8, 2019

C: Home Insurance

With staycations on the rise, owning a second home brings a whole host of benefits. What could be better than owning your ideal getaway, to enjoy with loved ones throughout the year?

What do I need to consider when buying a holiday home?

November 5, 2019

C: Home Insurance

We specialise in protecting investments, so we’re going to walk you through the key considerations all buyers should take before purchasing a holiday home.

Where are the best locations to build a new home in the UK?

October 16, 2019

C: Home Insurance

Location, location, location. It’s the age-old mantra of house buying and it’s just as important for anyone thinking of building their own home, too. Even if you know nothing about building a house, real estate, or DIY, it all starts with finding the right location.

Our top tips for taking care of your estate

October 15, 2019

C: Home Insurance

Here we’ll discuss the things that you should do to protect your family and your assets in the case of your own death, and then go on to talk about how you should go about settling a loved one’s estate if you’re named as an executor.

How many privately owned listed buildings are there in the UK?

October 11, 2019

C: Home Insurance

If you own a listed building, there’s a lot to take in – from maintenance and repairs to protecting your home for future generations. Whether you’ve inherited a property that has been in your family for generations or are looking to buy a listed manor house as a country residence, here’s everything you need to know about owning a listed property.

Should you self-build or use a contractor for your home?

October 10, 2019

C: Home Insurance

In this article, we’ll look at the self-build process and what it entails. We’ll outline the pros and cons of taking on a home construction project yourself, versus hiring a contractor to carry out the work. We’ll also discuss why it’s so vital to take out under construction home insurance so that you’re protecting yourself every step of the way.

Building your own eco-friendly house

October 8, 2019

C: Home Insurance

When you picture an eco-home, you might imagine a timber-clad structure complete with living roof and solar panels. But eco-homes come in all shapes, sizes and styles, and their green credentials might not be totally obvious at first glance.

How to manage your property portfolio

October 7, 2019

C: Home Insurance

It’s something that many of us dream about: being in the position to buy and let out properties. Securing a monthly income from rent that could eventually allow us to quit the 9-5 and retire early to somewhere in the sun.

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