UK Wedding Insurance
Wedding Insurance in the UK – Months of planning should mean that you can enjoy the wedding of your dreams. We can take away the worry of the unexpected happening by offering comprehensive and competitive Wedding Insurance.
- Cancellation and Expenses up to £50,000
- Wedding attire up to £10,000
- Cars and Transport up to £9,500
- Loss or Damage of the cake up to £10,000
- Public Liability up to £3 Million
- Premiums start from only £45
- Marquee cover available up to £20,000
- Ceremonial Swords option
- Legal expenses included up to £10,000
Overseas Wedding Insurance
Wedding Insurance Abroad – If you’re planning to get married abroad there is a lot to think about and organise. With the average cost of a wedding abroad at £5,000 its certainly worth insuring. You never know what’s going to happen on your big day!
- Cancellation and Expenses up to £50,000
- Wedding Attire up to £10,000
- 9 Different Cover Options To Suit Your Needs
- Honeymoon Luggage
- Personal Accident
- Legal expenses included up to £10,000
- Supplier Deposits up to £10,000
- Wedding Flowers up to £10,000
- Rings covered up to £10,000
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Insurance Choice has teamed up with Wedding Insurance Experts E&L to offer our clients the best service for this specialist wedding insurance. |
More Information
How long before the Wedding can I buy insurance?
Your wedding day can not be more than two years away or within 21 days.
What exactly does the Cancellation benefit cover?
Below is a summary of the benefits insured under the Cancellation and Expenses section of this policy
- Death, injury, illness, quarantine or jury service to any member of the wedding party.
- Unexpected and unavoidable posting overseas of the bride or bridegroom as a serving member of the armed services.
- Premises being unable to hold the ceremony due to an outbreak of an infectious or contagious disease, damage to venue, closure by local authority, bankruptcy or liquidation.
- Closure by local authority or financial failure of anyone contracted to supply catering services for the reception.
- Loss or damage beyond repair to the wedding attire within five working days of the wedding, where the purchase or hire of alternatives is not possible.
- Non-attendance of the clergy, registrar or officiator who is due to conduct the wedding.
- Extreme weather that prevents you or the majority of the guests from reaching the wedding or reception venue or that damage the wedding or reception venues, preventing their use.
- Unexpected unemployment (which qualifies for payment under UK redundancy law) of the bride, bridegroom or any parent making a proven significant financial contribution.
Why are there 9 levels of cover?
We have created 9 cover levels to give you choices. If the cost of your wedding is £6,000 then there is no need for you to pay the same as someone whos wedding is costing £50,000.
Our 9 options reflect the sum insured you are covered for.
Examples
- Level 1 will cover Cancellation and expenses up to £7,500
- Level 2 £10,000
- Level 3 £12,500
- Level 4 £17,500
- Level 5 £25,000
- Level 6 £30,000
- Level 7 £35,000
- Level 8 £40,000
- Level 9 £50,000
This scale operates on all the sections within our policy. This way you only pay for the level you need.
Will I need to pay an excess?
The standard excess is £25 for cover levels 1 to 4. For levels 5 to 7 the excess is £35 and levels 8 and 9 the excess is £50.
Under all levels the excess for Public Liabilty claims is £250 (Except in the USA and Canada where Public Liabilty is excluded).
Are there restrictions on which countries we can get married
The only restriction on cover is the deletion of Public Liability if you are getting married in the USA or Canada.
If I buy this policy will I still need Travel Insurance?
There are many aspects of a travel insurance policy that can not be included in a wedding policy so you should definately consider buying travel insurance.
Examples of what a travel insurance will provide:
- Medical Expenses
- Repatriation
- Hospital Benefit
- Additional Accommodation
