The Details
Taxi Insurance
Taxi Insurance to suit your needs at the right price. taxi insurance for Private and taxi insurance for Public Hire. Taxi insurance for drivers over 23 years old. We will compare taxi insurance from our panel of cheap taxi insurance specialists and offer you the best taxi insurance quote.
- Taxi insurance for Black Cabs, Saloons, MPVs – we cover them all
- Taxi insurance for Private or Public Hire, Chauffeuring or School runs
- Taxi insurance for Drivers from 23-70
- Accidents, Claims, Convictions
- All taxi insurance policies earn No Claims Bonus-Protected No Claims Available
- Replacement Plated Vehicle for Non Fault Accidents
- Taxi insurance with Full breakdown cover
- Taxi insurance with monthly installments available
- Transfer or Mirror Private Car No Claims Bonus
- Public Liability up to £10m Available
NB – We regret that we are unable to quote for taxi insurance in Northern Ireland.
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Other Information
Public Hire or Private Hire?
A taxi (public hire) is a public transport vehicle with less than 8 passenger seats, which is licensed to "ply for hire". This means that it may stand at ranks or be hailed in the street by members of the public.
Private hire vehicles too must have less than 8 passenger seats but they need to be booked in advance by customers through an operator and may not ply for hire in the street.
For vehicles with more than 8 passenger seats the Public Service Vehicle Regulations apply.
This information is taken from the Department of Transport website(21/08/2006)
http://www.dft.gov.uk/
How can I reduce my premium?
Here are our top tips on how to reduce taxi insurance premiums.
Limit the Number Of Drivers
A lot of taxi drivers ask for ‘Any Driver' policies - did you know this can double your premium? Go for named drivers only, your insurer will add temporary drivers if you have to.
Choose the Right Level of Cover
Is it worth paying for fully comprehensive insurance? If your vehicle is worth less that £2,000 or is more than 7 years old - probably not. If you claim your insurance company will not pay for repairs and you will just get market value. Third party fire and theft costs 10-25% less but be aware you are not covered for damage you cause yourself or windscreen.
Increase Your Excess
You can save around 15% if you have a comprehensive policy and raise the amount you pay yourself if you make a claim. This is a calculated risk, but one worth considering.
Make sure your broker knows your business
If you only do school contracts you could cut your insurance premium in half. Make sure you tell your broker s exactly what you do and they may be able to save you money.
Build a No Claims Bonus with annual policies
Some taxi drivers buy monthly or 3 monthly policies, but these do not build a No Claims Bonus which can save 60% of your premium after 5 years.
