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Underpinned Home Insurance

If your home has suffered from subsidence before, and has been underpinned as a result, you’ll know that arranging your Home Insurance can often be costly, and frustrating as a result. It can also be hard to find affordable cover for homes that differ from the norm.

We specialise in finding you the cover you need, from our panel of trusted insurers, because we understand that Underpinned Home Insurance doesn’t need to be a headache!

We can cover most non-standard risks, including:

  • Floods
  • Subsidence
  • Unoccupied properties
  • Owners with previous convictions
  • Owners with adverse claims history

Why do I need specialist insurance if my home has been underpinned?

Two Insurers can view the same risk very differently. In the case of a home which has suffered subsidence, and been underpinned before, many insurers may put restrictions on what is covered and what is not covered, or even not provide cover at all. This is because underpinning in some cases, may not solve the issue completely. Subsidence could happen again, and depending on the severity, can result in a costly claim.

Why can’t I just get standard home insurance?

You will probably find that if your home is considered to be in a subsidence area, or has been underpinned before then many insurers will not offer you cover. If they are willing to cover you, it can often result in high premiums and excesses. This is why it is essential that you go to the specialists to get a competitive premium and excess for your home.

Frequently Asked Questions

To view the full FAQs for Home Insurance please click here.

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01926454349
01926454349
Get a Quote Send us your details and we can arrange cover in just a few minutes.

Insurance Factory and other companies within the Markerstudy Group of Companies, would like to keep you informed about promotions, special offers and products or services which may be of interest to you. We may occasionally contact you via email, SMS, telephone or post.

 

Please refer to our Privacy Policy for information on how we use or process data.

  • Buildings Insurance
  • Contents Insurance
  • New for old cover for certain items
  • Cover for possessions outside of the home
  • Cover for non-standard construction

01926454349