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Subsidence Home Insurance

If your home has suffered from subsidence before, or is at risk of subsidence in the future, you’ll know that arranging your home insurance can be costly and frustrating as it can often be hard to find affordable cover for homes that differ from the norm.

We specialise in finding you the cover you need, from our panel of trusted insurers, because we understand that Subsidence Home Insurance doesn’t need to be a headache!

We can cover most non-standard risks, including:

  • Floods
  • Subsidence
  • Unoccupied properties
  • Owners with previous convictions
  • Owners with adverse claims history

What makes my home a ‘subsidence risk’?

You would be surprised to find out what can make your home ‘subsidence-risk’ and once you know what to look for, you can go to the specialists to get the cover you require.

Insurers tend to view properties or areas as a subsidence risk if they have suffered from subsidence before, or are likely to suffer from subsidence in the future. Subsidence can occur for many reasons, but are mostly due to landslip as a result of geological reasons. If your home or others around yours have suffered from subsidence, then it’s likely that you live in a subsidence area.

Why can’t I just get standard home insurance?

You will probably find that if your home is considered to be in a subsidence area, then many insurers will not offer you cover. If they are willing to cover you, it can often result in high premiums and excesses. This is why it is essential that you go to the specialists to get a competitive premium and excess for your home.

Frequently Asked Questions

To view the full FAQs for Home Insurance please click here.

What is subsidence? Subsidence is when foundations begin to sink due to movement of the surrounding earth
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01926454349
01926454349
Get a Quote Send us your details and we can arrange cover in just a few minutes.

Insurance Factory and other companies within the Markerstudy Group of Companies, would like to keep you informed about promotions, special offers and products or services which may be of interest to you. We may occasionally contact you via email, SMS, telephone or post.

 

Please refer to our Privacy Policy for information on how we use or process data.

  • Buildings Insurance
  • Contents Insurance
  • New for old cover for certain items*
  • Cover for possessions outside of the home
  • Cover for non-standard construction

01926454349