Standard Perils?

Most insurance policies have standard perils covered. These are all covered under the standard policy but different insureres will exclude standard perils which are caused by an event which is excluded. The excluded events which the insurer wont indemnify, are normally found in your policy booklet.

List of standard perils

• Fire
• Lightning
• Explosion
• Aircraft
• Riot or Civil commotion
• Earthquake
• Underground Fire
• Storm
• Flood
• Falling Trees
• Escape of Water
• Escape of Fuel
• Impact by any vehicle Excluding your own