Squirrel Financial Management will talk through your individual needs before helping you choose which type of mortgage repayment best for you.

Discounted Mortgages
A discount rate could you a reduction of, for example 2% off the variable rate for a specified period.

Fixed Rate Mortgages
With a fixed rate mortgage you would have the advantage of knowing that your household budget will not be effected by changes to your repayment level for period the rate is fixed for.

Bank of England Trackers
These are mortgages where the interest rate payable is set at a certain level in relation to the Bank of England Base Rate. As the Bank of England Base Rate is variable, it can go up or down during the term, causing the interest rate you pay to vary.

Capped Rate Mortgages
A capped rate mortgage provides the security of a fixed rate with the advantage that if interest rates fall the amount you pay goes down as well.

Flexible Mortgages
This style of mortgage arrangement offers you the option to increase or decrease your monthly payments for specified periods.

Flexible and Current Account Mortgages
The latest addition to the mortgage range is combined system of current, savings and mortgage accounts. The mortgage element will still be a repayment, interest only or flexible loan, but the amount of money in your current and/or savings accounts are taken into account when the lender calculates the interest due on your mortgage.