Am I covered to drive any vehicle?

You are covered to drive any vehicle owned by the policyholder or any in the policy holders custody and control for motor trade purposes.

Can I drive someone else's car with their permission?

Only if the vehicle is in the custody and control of the policyholder for motor trade purposes.

What does a motor trade policy cover me for?

Social, Domestic and Pleasure use including commuting to and from a permanent place of work and motor trade business use including test drives, collection/delivery, taking to MOT, etc.

What is demonstration cover?

Cover for vehicles whilst being test driven by prospective purchasers. They must hold a full UK licence and be accompanied by a person named on the certificate of insurance.

Do you offer an "any driver" policy?

No. All drivers will need to be approved and named on the certificate of insurance.

Can my spouse take the children to school under this policy?

Yes, provided you had requested Social, Domestic and Pleasure use which allows any named driver on the certificate of insurance to drive a car for domestic purposes. This will include family outings, weekly shopping, visiting friends and commuting to and from a permanent place of work.

Will you cover my own personal vehicle?

Our policy automatically covers any vehicle owned and registered in the name of the policyholder. It will not, however, cover vehicles owned by a spouse or employee.