Nightclubs, Discotheques, Wine Bars, Public Houses, Gentleman's / Lap Dancing Clubs

We can provide competitive insurance packages for the following Establishments

• Nightclubs
• Discotheques
• Wine Bars
• Public Houses
• Gentleman's / Lap Dancing Clubs
• Late Licenced Premises Property Owners
• Public Entertainment Licenses

You may select from the following Property Related Covers

• Buildings, Fixtures and Fittings
• Machinery, Plant and all other contents
• TV, Video, Light and Sound Equipment
• Stock and Materials in Trade including Wines, Spirits and Tobacco
• Business Interruption
• Loss of license
• Loss of rent
• Glass
• Money on the premises or Money in Transit (including Personal Accident/Assault Benefits for Employees)
• Book Debts
• Food Cover

Liabilities

Employers Liability
This is required by law and protects your responsibility for injury/death to employees.

Public and Products Liability
This protects your legal responsibility for property damage or personal injury to the general public, caused by your activities.

Additional Cover & Benefits

• Business interruption extends to include the full period required for your Nightclub
• All risk Extension for Property Related Covers
• Money if money is being carried by employees benefits are paid out should they be assaulted and injured and therefore unable to work.
• Cloakroom Liability Cover
• In-House Claims Department for quicker claims settlement
• Further discounts available for a 3 year agreement

Employers Liability extends to

1. Includes all employees
2. Legal costs arising from prosecution under the Health and Safety Legislation
3. Up to 10,000,000 cover automatically included

Public and Products Liability extends to

1. Liability to door supervisors
2. Up to 2,000,000 cover automatically provided
3. Includes cover for food served on the premises