The Details
UK Holiday Home Insurance – We will insure properties in the UK and Northern Ireland. Contents and Buildings Home Insurance cover available.
- Holiday Home used for family only or let
- Accidental Damage available on contents & buildings
- New for Old home insurance
- Full home insurance cover while the property is unoccupied
- Low excess
- Immediate home insurance cover
- Full liability cover included as standard
- Holiday Home insurance specialist
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Other Information
Loss of use
Our UK Holiday Homes Insurance includes loss of rent due or additional costs of accommodation in the event of the residence becoming unusable due to an insured peril.
Examples:
- Fire
- Flood
- Escape of Water
- Storm
- Explosion
- Subsidence
- Heave
- Landslip
What terms apply when the Home is not Occupied?
We have access to several Holiday Home Insurers and can negotiate terms that fit your requirements.
We can provide full cover while the property is not used but you must put into practice certain measures.
Examples - After 7 consecutive days of the property being unoccupied maintain the security at the home
The standard excess may increase for certain perils such as storm, flood, weight of snow, escape of water, escape of oil, theft or attempted theft, riot. 1st Nov - 1st April no cover for escape of water or oil unless the heating is on at all times at a temperature of 58 degrees OR the water is turned off at the mains and drained. The gas and electricity supplies are turned off at the mains when not used to maintain the heating and the security at the home.
