The Details
High value property insurance is designed for people with contents in excess of £75,000 and buildings rebuild greater than £250,000. Our insurers have been carefully selected as specialists in high value property insurance for mansions, country houses, estates, high net worth property and high sum insured.
- Cover for your items worldwide
- Comprehensive Contents and Buildings cover
- Flexibility on Security Protection of your home
- Automatic cover for Newly Acquired Possessions
- High Value Individual Items covered
- Fine Art and Antiques included
- Buildings cover includes swimming pools and Jacuzzi’s
- Cover for contents in the garden
- 24 hour claims service
- Protection against identity fraud
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Other Information
Do you need a high value property insurance policy?
High value home contents insurance policies offer a number of extra benefits that you won't get with a standard policy. You may also find that if you own any fine art or antiques that you may prefer the level of cover that a high value policy affords. It goes without saying that a high value policy is also going to cost you more.
However, you will get extra benefits, including no restrictions on cover outside your home. Fine art and antiques will be covered as part of the overall sum assured unlike a standard policy where individual items worth more than £1,000 each must be separately valued.
A high value policy will also operate on a new-for-old basis.
You may also find that you require a high value policy simply because of the overall value of your home contents. Whatever you do you should not deliberately under-insure. Doing so is merely a guarantee of more misery if you ever need to claim.
