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Flood Risk

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Flood Risk Insurance

The Details

Flood Insurance Cover

We have a panel of insurers who specialise in flooding insurance, so no matter where you are, call us for your flood insurance cover quote.

Flood insurance cover can include:

  • Buildings & Contents Cover
  • New for Old
  • Accidental Damage
  • Cover away from home
  • Frozen food cover
  • Legal Expenses
  • Monthly Installments

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Other Information

Flood Risk Warnings and Alerts

Having flood insurance is one thing, but being prepared or knowing when there might be a flood is another.

The Environment Agency gives the following advice on their website:

It’s impossible to completely flood-proof a property but there are lots of things you can do to reduce flood damage.

If your property is flooded it can be costly in terms of money, time and heartache.  While it's impossible to completely flood-proof a property, there are lots of things you can do to reduce flood damage.  Actions you take could help:

  • prevent water from short, shallow flooding from getting into the building;
  • delay flood water from getting into the building if flooding is more severe, giving you extra time to move your possessions to safety and evacuate;
  • limit the damage to walls, floors, fixtures and fittings if flood water gets into the building;
  • make it easier, faster and cheaper to clean up and dry out,  so that you can get your life back to normal as soon as possible.

Whether you rent or own your home or business premises, the most important thing is to prepare now by buying and installing flood products in advance.  Don't wait until flooding looks likely as you won’t have time to buy or put the measures in place.

Many traditional methods of flood protection, such as sandbags, may not be effective against flooding from groundwater. This is because water can come up through the floor and remain high for a long time.

If your property is in an area that is affected by flooding from groundwater you may need to consider pumping water to protect your property.

Source: The Environment Agency - Prepare your property for flooding
http://www.environment-agency.gov.uk/homeandleisure/floods/31644.aspx

You can register free of charge with the Environment Agency to be notified of any impending flood risks. Click here to register online

National Flood Forum

The National Flood Forum provides further information and advice to those in flood risk areas and needing flood risk insurance.

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