Driverguard gives access to alternative means of transport in the event of being prevented from driving through:
- Disqualification for speeding
- Disqualification for ‘totting up’ convictions
- Personal injury following incapacitating injury that prevents you from being able to drive
- Car hire costs following theft, vandalism or accident.
- Cover is only available to persons aged 21 and over who hold and have held a current full driving licence valid in the UK, CI or IOM, for a period of at least two years with no more than nine current or pending penalty points.
- Disqualification benefit in respect of those clients with 9 penalty points current or pending at the inception of the policy is limited to £3,000 per annum
Cover details:
- Driverguard Plus is designed to protect drivers, particularly those who HAVE to stay on the road to earn their income or to maintain their lifestyle.
- Driverguard Premier is the essential cover for the driver who HAS to keep mobile. Would your lifestyle be severely restricted if suddenly you couldn’t drive?
- Driverguard Executive is the essential protection for the person who cannot afford to be off the road. Ideal for the fast moving, car dependent person whether it’s for business, recreation, weekends away, hectic school runs etc.
- Driverguard Elite provides top level protection for top level executives and high mileage drivers who want security and peace of mind
More Information
Main Exclusions:
Cover will not include disqualification imposed as a direct result of drink or drug related offences or for dangerous or reckless driving or using a vehicle uninsured against third party risks.
This insurance is underwritten by Isle of Man Assurance Limited (IOMA), of IOMA House, Hope Street, Douglas, Isle of Man. IOMA is authorised by the Isle of Man Government Insurance and Pensions Authority. IOMA is not subject to the same regulatory system as that applicable in the United Kingdom. Holders of policies issued by IOMA will not be protected by the United Kingdom Financial Services Compensation Scheme if IOMA should become unable to meet its liabilities. IOMA is authorised and regulated by the Financial Services Authority. IOMA is a member of the International Underwriting Association of London.
