The Details
Professional Indemnity Insurance – Insurance Choice provides total protection for any individual or company who provides professional advice or services. Cover provided to protect you in the event of claims of negligence or breach of duty or care against you or your company. Specialist claims staff, Directors & Officers Cover Available, Employment Law Protection Cover Available
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Protection in the event of a claim of negligence or breach of duty or care
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Protection can be used to cover legal defence or damages awarded
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Specialist Claims Staff
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Limits of Cover to suit your Business
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Legal Helpline Included
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Cover Available for Charities & Trusts
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Directors & Officers Cover Available
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Employment Law Protection Available
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Monthly Instalments Available
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Other Information
How do I know if I need Professional Indemnity Insurance cover?
If your profession or business provides advice or a service then you should have Professional Indemnity Insurance which protects you against claims made by dissatisfied clients.
If you find yourself in dispute with a client, your Professional Indemnity policy will cover the cost of defending any allegations or claims made against you, so you won't have to pay lawyers' fees. If you're in the wrong, the insurer will either pay the cost of putting your mistake right, or pay compensation on your behalf.
What does Professional Indemnity Insurance Cover?
As a professional, you know the importance of protecting not only your balance sheet but your reputation against the consequence of legal actions arising from your negligence or breach of professional duty or merely allegations of wrong doing. Indeed for many professions PFI is compulsory
- accountants
- surveyors
- solicitors
- insurance brokers
- other insurance intermediaries
A Professional Indemnity Policy indemnifies you against liability for loss caused to others arising from a professional mistake. Some policies are restricted to breaches of professional duty arising through 'negligence' but others are broader and refer to 'any civil liability', subject to certain exclusions. This cover extends beyond negligence to:
- contractual liability
- nuisance
- breach of statutory duty
- libel and slander
- breach of copyright
- breach of confidentially
- breach of warranty of authority
