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Care Home

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The Details

Care Home Insurance, Nursing Home Insurance and Residential Home Insurance for the elderly. Our care home insurance can cover your Buildings and Contents, Residents effects, Stock from accidental damage, storm, flood, fire or theft.

Should your business be interrupted our care home insurance cover can also provide loss of profits cover. Public, Employers and Nursing Malpractice Liability Cover are also included.

Care Home Insurance offers:

  • Buildings and Contents Insurance
  • Liabilities
  • Employers Liability – £10,000,000
  • Public Liability – £5,000,000
  • Nursing Malpractice – £5,000,000
  • Stock Cover
  • Residents Effects up to £1,000 per person
  • Business Interruption including cost of alternative accommodation
  • Malicious attack
  • Goods in Transit
  • Legal Expenses
  • Employment Disputes – up to £100,000
  • Legal Defence – up to £100,000
  • Property Protection – up to £100,000

Types of Risk we can cover

  • Activity Centres
  • Care and Day Centres
  • Care for the Elderly
  • Charities, Not-for-Profit and Voluntary Organisations
  • Children’s Homes
  • Community Action Groups, Programmes, Centres and Services
  • Counselling and Therapy Services
  • Domiciliary Care
  • Education, Literacy and Training Services (not ‘conventional’ schools and colleges)
  • Group Homes
  • Nurseries, Playgroups and Out-of School Clubs
  • Rehabilitation and Halfway Houses
  • Sheltered Workshops and Vocational Training
  • Shelters and Refuges
  • Sure Start Programmes
  • Youth Centres and Organisations
  • Youth Hostels

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